YouLend US LLC has notified regulators and affected individuals about a security incident involving unauthorized access to its computer network. The company says it first detected a disruption on June 9, 2026, and its subsequent investigation, aided by outside cybersecurity specialists, determined that an unknown party had accessed the network without authorization between June 5 and June 9, 2026. During that window, certain files containing personal information were acquired. This falls under what security professionals call a hacking or system intrusion, meaning someone gained unauthorized entry into internal systems rather than tricking an employee or losing a device.
The letter does not state the total number of people affected nationwide, but it confirms that at least 89 Rhode Island residents had their information involved in this incident, and it was filed with the California Attorney General as part of a broader multi-state notification. If you received a letter, your name was on the list of people whose files were accessed during this intrusion.
What information was exposed?
- Name
- Date of Birth
- Social Security number
YouLend US LLC says it has no evidence that any personal information has been misused for fraud or identity theft so far, but as a precaution it is offering 12 months of complimentary credit monitoring, single-bureau credit report and score access, and fraud assistance through Cyberscout, a TransUnion company. You can enroll at https://bfs.cyberscout.com/activate using the unique activation code printed in your letter; the letter does not state a deadline for enrolling, so it’s worth signing up as soon as you’re able.
What should you do now?
- Enroll in the free Cyberscout credit monitoring and identity protection services using the code in your letter, since this covers 12 months at no cost to you.
- Because your Social Security number was involved, consider placing a fraud alert or a full credit freeze with all three credit bureaus (Equifax, Experian, TransUnion) — this is free and prevents new accounts from being opened in your name without extra verification.
- Pull your free credit reports at www.annualcreditreport.com and review them line by line for accounts or inquiries you don’t recognize.
- Watch your bank and credit card statements closely over the next several months, and report anything suspicious to your financial institution right away.
- For ongoing peace of mind, consider signing up for a service like Aura or LifeLock, which can alert you if your information appears elsewhere, such as on the dark web or in new account applications.
- If you ever spot signs of misuse, file a report with local law enforcement and the FTC at www.ftc.gov/idtheft — keeping a copy for your records.
If you have questions about this notice, YouLend US LLC can be reached at 1-844-671-5730, 8:00 am – 8:00 pm ET, Monday through Friday, excluding US holidays.