American Lending Center Data Breach (2026): What Was Exposed & Free Credit Monitoring

✅ Official notice on file. American Lending Center filed this data breach notice with the California Attorney General on May 11, 2026. Compare it with the letter you received: the official copy is linked below.

View the official notice · Read the letter (PDF)

American Lending Center reported a data breach caused by a ransomware attack that encrypted or stole files. The information involved includes Social Security number, date of birth.

Key facts

Incident type Ransomware
Data exposed Social Security number, Date of birth
Reported to California AG May 11, 2026
Company helpline 1-800-939-4170

Free credit monitoring

American Lending Center is offering 12 months of IDX at no cost to people who received the letter. Enroll at app.idx.us/account-creation/protect using the activation code printed on your letter.

What to do now

  1. Freeze your credit for free at Equifax, Experian and TransUnion, and request an IRS Identity Protection PIN at irs.gov to block fraudulent tax returns in your name.
  2. Your date of birth is often used to verify identity: add a fraud alert to your credit file so lenders must confirm it is really you.
  3. Get your free credit reports at AnnualCreditReport.com and look for accounts you do not recognize.
  4. Call the American Lending Center helpline at 1-800-939-4170 if you have questions about your letter.

Other recent data breaches

Source: notification letter and filing submitted by American Lending Center to the California Attorney General. BreachLetter is not affiliated with American Lending Center. Details extracted from the official letter; always follow the instructions in your own copy.