YouLend US LLC, a company that provides financing to merchants and small businesses, says it detected a disruption on its computer network on June 9, 2026, and quickly brought in outside cybersecurity specialists to look into it. That investigation found that someone had gotten into the network without authorization sometime between June 5 and June 9, 2026, and had pulled files containing personal information belonging to customers or applicants. The company has reported the incident to federal law enforcement.
The notification letter doesn’t give a total count of people affected, but it does specify that 89 Rhode Island residents had their information involved, which suggests the overall list of impacted individuals is likely larger once every state is added up. If you received a letter, it means your file was among those the company identified as caught up in the intrusion.
What exactly did the intruders get their hands on?
- Full name
- Date of birth
- Social Security number
Because this combination is enough on its own to open new credit accounts or file fraudulent tax returns in someone’s name, YouLend is offering 12 months of free credit monitoring, credit report and score access, and fraud remediation help through Cyberscout, a TransUnion company. You can activate this by going to https://bfs.cyberscout.com/activate and entering the unique code printed in your individual letter — the copy of the notice provided to us didn’t include that code, so check your own mailed letter for it.
Steps worth taking given your SSN was involved
- Enroll in the free Cyberscout credit monitoring using the code in your letter before it expires, rather than putting it off.
- Pull your free annual credit reports from all three bureaus at annualcreditreport.com and look specifically for accounts or inquiries you don’t recognize.
- Consider placing a credit freeze with Equifax, Experian, and TransUnion — it’s free by law and stops most new-account fraud attempts cold, though it can slow down your own future credit applications.
- If a freeze feels too restrictive right now, a one-year fraud alert is a lighter-touch option that still requires lenders to verify your identity before opening new credit.
- Since a Social Security number is involved, it’s worth signing up for a service like Aura or LifeLock, which can alert you if your information turns up being used or sold elsewhere.
- Watch your bank and credit card statements closely over the next several months, and report anything unfamiliar to your financial institution right away.
If you have questions about your specific letter, YouLend has set up a line at 1-844-671-5730, staffed 8:00 am to 8:00 pm ET Monday through Friday (excluding US holidays).